* Estimated Payment $696 Per Month * 0% Down 30-Year fixed mortgage rate of 3.1% with an APR of 3.3% to those who qualify. * Taxes insurance not included * Rates As of 8/20/21 *Optional 13 month limited home warranty included from HWA Home Warranty limited to components/structure.__________________________________________________________________________________________________________Shotgun Ranch in desirable Smithfield, 2 bedrooms, possible 4 bedrooms, 1.5 baths, New furnace, Wooded lot with tons of potential. Home needs work, partial roof and ceiling repair. Prices 19K below assessment. NO FHA